Who We Are:
Cardinal Financial is a nationwide direct mortgage lender that focuses on creating solutions for our borrowers, partners, and employees—to provide the very best experience. We are genuine and hard-working individuals who are not scared to improve and intentionally push beyond what is considered “good enough.”
Looking to join a growing company that values its people, innovates, and expands on its proprietary technology? Apply below!
Who We Need:
The Post Funding Specialist II | Delivery will be responsible for loan delivery of Cardinal Financial’s closed loan inventory to our secondary investor partners. This position will also delivery the loan files requested for all Quality Control Audits. This position will include handling various duties to support the final investor purchase and transfer of ownership, including MERS registration and transfers. In this role you will be responsible for oversight of manufactured home detitling. Must maintain a very meticulous pipeline to ensure deadlines are understood and met as it relates to our investor delivery and insuring timelines and fee schedules.
What You Will Do:
- Delivers loan file inventory to investors based on document bundles and stack delivery requirements.
- Actively manages and follows-up on delivery, and Mortgage Electronic Registration System (MERS) pipelines.
- Oversees the process for Detitling manufactured homes for Construction and Exception loans.
- Document imaging into system of record for any missing items required for the loan stack or additional checklists.
- Review and interpret agency and investor requirements to confirm applicable overlays; validate loan file compliance.
- Complete MERS initial registration and transfers in compliance with warehouse, investor, and servicer requirements.
- Codify post-insuring issues to identify areas of improvement for system enhancements to avoid reoccurrence; escalate to Director for review and department communication and training updates.
What You Need:
- High school diploma or GED required.
- 1+ year mortgage experience required.
- Demonstrated knowledge of closing documentation required.
- 6+ months Loan Delivery Experience preferred.
- Familiarity with the loan sale requirements of a variety of mortgage loan products, including but not limited to: Conventional/HAMP, VA, FHA, and USDA.
- MERS experience is a plus.
- Ability to work independently and in a team environment.
- Ability to adapt well to change.
- Exceptional computer skills.
- Excellent verbal and written communication skills.
- Excellent analytical and organizational skills.
- Detail-oriented.
- Ability to take direction and comprehend training.
- Effectively manage multiple demands and competing priorities in a fast paced environment.
- High degree of urgency required.
What We Offer:
- Strength, Stability, and Vision.
- Great compensation package.
- Opportunity for career growth.
- A commitment to be a relevant market leader - we are aiming for the top!
- Octane, our engineered proprietary technology that is transforming the mortgage industry.
- An empowered culture where your ideas are important and your voice matters.
- Full Benefits, beginning the first day of the month following your start date, including – Medical, Dental, Vision, Life, Disability Insurance, and much more.
- Generous paid time off package that also includes all major holidays.
- 401K w/ 50% match - Beginning the 1st of the month following 30 days of employment.
Cardinal Financial is an Equal Opportunity Employer. We respect and aim to empower individuals and support the diverse cultures, perspectives, skills, and experiences within our workforce. California residents click here to review Cardinal's California Employee Privacy Policy & Notice at Collection. The expected base salary for this position ranges from thirty three thousand dollars to fifty two thousand dollars, determined based on the applicant's experience, skillset, education, training, certificates, and licenses.
